Personal Umbrella Insurance
Let’s Protect You from Unexpected Major Financial Claims Cover yourself and your family from financial hardship
Umbrella insurance is extra liability insurance. It’s been designed to help you and your assets from extremely large claims that could result in a devastating financial crisis. These types of claims can happen to anyone—no matter if you are a millionaire, have a weekly income or are just starting out in your career.
Let’s say an accident happens at your home or with your auto. If a massive lawsuit stems from one of these events, you will want to be covered for overwhelming legal and expenses that could be in the hundreds of thousands of dollars.
You need to cover yourself in case you are ordered by the court to pay out damages that are above and beyond your income and available assets. Oftentimes, families without this coverage will become bankrupt or have to take from their important assets such as their retirement savings or children’s college fund.
What to expect for your coverage
Your personal umbrella policy will provide additional liability coverage above the limits or your homeowners, auto, and boat insurance policies. The insurance coverage will kick in when the liability for the other policies has been fully depleted.
Let’s tailor your coverage
The amount and type of coverage depends on the risks and the financial obligations you would like to cover. We can tailor make a personal umbrella policy that offers the protection you want at affordable rates offered by our best-rated carriers.