Data breaches, hacks and web site takeovers — You might think cyber security insurance is only a necessity for your business — But it is equally vital for your personal life. Consumer-facing providers have long focused solely on identity theft, but the fact is the need for cyber protection is a much larger concept and a growing need as we continue to involve into a digital-only world with threats coming from new sectors.
Did you know things like your Ring doorbell, smart home devices, printers and even your refrigerator can subject you to cyber hacking risks?
Snapp & Associates is proud to now offer a robust personal lines option called Cyberman365 that fills gaps in your overall insurance coverage and may provide additional peace of mind through several channels:
Protect Your Network and Devices — Part of the Cyberman policy is the Trust HomeScan — Providing continuous monitoring of your network and devices. The system simulates possible cyber attacks allowing the company to uncover vulnerable access points for the connected devices in your home — Even ones you may not have previously considered as ‘connected.’ The scan also actively looks for open cameras that can be used by a bad actor to spy on you and your family.
Do Your Own Soft Target Protection — One of the biggest ways individuals are vulnerable to cyber crime is the use of recycled (using the same password for multiple accounts or devices) or overall weak passwords. In addition to the scanning and monitoring of device intrusions one of the best things consumers can do is create unique and long passwords; Cyberman 365 provides resources on how to create and manage your never ending password cache.
Follow Guidance Increase Your Cyber Resilience — HomeScan will scan your IoT (Internet of Things) devices and network to identify how you can make improvements to your home security. Customers are then provided concrete step by step instructions to implement preventative measures to further reduce your chances of a cyber incident.
Identify Ways to Minimize Location Sharing — As your devices are scanned through Cyberman, spend some extra time examining how many of your apps, web sites and other tech tools use or share your location. Cyber criminals frequently scan areas looking for active devices or users as targets. Minimize this risk by turning off location services as much as possible except where absolutely necessary.
Find out if Your Personal Information on the Dark Web — What is the infamous ‘Dark Web?’ — This is a common term for hidden or underground web sites, chat rooms or even messaging platforms that are known for illegally buying and selling personal information. Cyberman scans the Dark Web and alerts you if your identity may be at risk. The policy also includes assistance in securing any breached data.
This includes your child’s data as this is one of the biggest opportunities for criminals looking to steal valid but little used Social Security numbers to create false identities.
Use Resources to Resolve an Issue — Time is a precious commodity, especially when it comes to resolving a cyber incident. A speedy response is critical to mitigate further losses from compromised devices and you don’t want to spend hours and hours tracking down and resolving all affected accounts and information. Cyber Incident Management & Compensation is part of the Cyberman policy with an expert human response team to contain the attack. Depending upon the severity of the attack, the team will either restore your device, network, data, or pay to replace it completely.
As the increasing complexity of our interconnected Internet of Things continues to expand, it is more critical than ever to ensure your personal (and business) assets are protected from cyber attacks. Contact Snapp & Associates at (619) 908-3100 for your risk assessment and review of insurance options for all levels of coverage.
